Help you manage your business finances
So you can focus on your business
To assist your business
Tailored to your requirements
Safeguarding your business
make us different
And of course, our staff. We are committed to involving them in our business through regular briefings training and reviews so they have the skills knowledge and attitude to deliver our pledges.
We will check our progress with regular client feedback at visits, satisfaction surveys etc.
This Privacy Policy is intended to provide you with information about how the Innovation Finance Limited gathers and uses your personal data. Innovation Finance Limited is a data controller, who is committed to the protection of your privacy. When we refer to “Innovation”, “we”, “us” or “our” we are talking about Innovation Finance Limited.
We have appointed a data protection compliance officer who is in charge of answering questions in relation to this policy. If you have any questions about it or if you want to use any of your legal rights, please contact the data protection compliance officer using the details set out below.
Data Protection Compliance Officer Details
Postal Address:
Data Protection Compliance Officer,
The Innovation Centre, Highfield Drive,
Churchfields, St Leonards-on-Sea, East Sussex,
TN38 9UH.
Telephone number: 01424858285
E-mail: info@innovationfinance.uk
All personal information given to us through our website will only be held and used in accordance with this policy, the Privacy and Electronic Communications (E.C. Directive) Regulations 2003 (as amended) and the General Data Protection Regulation (EU) 2016/679 or “GDPR”.
This policy, in conjunction with our Website Terms and Conditions sets out what we may do with any personal data we collect from you, or that you provide to us.
Information we collect and store
We use different methods to collect data from and about you including through:
“Personal data” means any information about an individual, held by a data controller, from which the controller can identify a specific, living person. It does not include data about a living person that the controller can’t identify.
Some personal data falls into “Special Categories” under the GDPR and are given greater protection. These include any personal data revealing your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, and information about your health, as well as genetic and biometric data. Information about criminal convictions and offences is also treated differently from ordinary personal data under the GDPR.
We may collect, use, store and transfer different kinds of personal data about you. The personal data we collect will depend on the relationship you have with Innovation.
If you are:
An employee of Innovation, someone working with us under a contract for services, or someone who applies for employment or work with us, we will provide you with specific privacy information and ask for your consent to use your personal data. We will also collect the following information on you:
What do we do with the information?
We will only use your personal data when the law allows us to. Most commonly, we will use, analyse and assess your personal data in the following circumstances:
Purposes for which we will use your personal data
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate. Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below.
Purpose/Activity | Type of data | Lawful basis for processing including basis of legitimate interest |
---|---|---|
To register you (or your employer or a person or entity to whom you provide services) as a new client. | (a) Identity data (b) Contact data (c) Financial data (for credit purposes) |
(a) Performance of a contract with you (b) Necessary for our legitimate interests (c) Your consent |
To fulfil our contractual obligations to a client, to you or your organisation or to enforce your or your organisation’s obligations to us or to our client, including to (a) Manage payments, fees and charges (b) Collect and recover money owed to us |
(a) Identity data (b) Contact data (c) Financial data (d) Transaction data |
(a) Performance of a contract with you (b) Necessary for our legitimate interests (to recover debts due to us) |
To administer and protect our business which may include: a) Financial risk assessment, preventing money laundering, fraud or other wrongdoing; b) Contacting credit reference agencies and making credit related decisions; c) Recovering monies and making payments to you and/ or your business. |
(a) Identity data (b) Contact data |
(a) Necessary for our legitimate interests (b) Necessary to comply with a legal obligation |
To administer a contract for services or contract of employment between us – we will provide you with further information about this when we collect information from you and during the course of our relationship) | (a) Identity data (b) Contact data (c) Financial data |
(a) Performance of a contract with you (b) Necessary for our legitimate interests (to administer the economic relationship between us) (c) Necessary to comply with a legal obligation (related to your work or workplace or our obligations under the law in relation to these) |
Disclosure of your information
We may have to share your personal data with the parties set out below for the purposes set out in the table above.
Your rights
You have the right to make a complaint about our use of your personal data at any time to the Information Commissioner's Office (“ICO”). The ICO is the UK’s supervisory authority for data protection issues (www.ico.org.uk).
If you do have a problem, question or concern about our use of your personal data, we would really appreciate the chance to try to help you before you approach the ICO, so please feel free to contact us in the first instance using the data protection compliance officer’s contact details above. You can contact us about data privacy issues in other ways, but if you contact the data protection compliance officer, that will make it much easier for us to help you.
You have rights under data protection law in relation to your personal data. Further information on these rights is set out in the Glossary, below:
Request access to your personal data.
Request correction of your personal data.
Request erasure of your personal data.
Object to processing of your personal data.
Request restriction of processing of your personal data.
Request transfer of your personal data.
Right to withdraw consent.
If you wish to exercise any of the rights set out above, please contact our Data Protection Compliance Officer.
Information Security
Information that is transmitted via the internet is never completely secure. We have put suitable protection in place, however any transmission is at your own risk.
Automated Decision Making
We do not use any fully automated decision making process.
Cookies
Please see our Cookie Policy page for details.
Policy Changes
Any changes to this policy will be posted here and will take immediate effect.
Contact
If you have any questions about this policy or about our use of your personal details then please contact the Data Protection Compliance Officer at info@innovationfinance.uk
Glossary
LAWFUL BASIS
There are a number of different lawful bases for processing your personal data which we may use:
Legitimate Interest means the interest of our business in conducting and managing our business to enable us to provide ABL services the best we can. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law). You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us
Performance of Contract means processing your data where it is necessary for the performance of a contract to which you are a party, or to take steps at your request before entering into such a contract.
Comply with a legal or regulatory obligation means processing your personal data where it is necessary for compliance with a legal or regulatory obligation that we are subject to.
Protecting your vital interests applies where we would otherwise require your consent to use data but you are physically or legally incapable of giving consent, and processing is to protect your interests – for example, to facilitate urgent medical treatment.
THIRD PARTIES
External Third Parties
Service providers acting as processors based inside and outside the EEA who provide technical, financial, logistical, information technology or other support for our work.
Professional advisers acting as processors or joint controllers including lawyers, bankers, auditors, insolvency practitioners, and insurers based in the EEA and outside of it who provide consultancy, banking, legal, insurance and accounting services.
HM Revenue & Customs, regulators and other authorities based in the United Kingdom who require reporting of processing activities in certain circumstances.
Governments and public authorities in other countries where we carry out filming who require information on our crew and contributors.
YOUR LEGAL RIGHTS
You have the right to:
Request access to your personal data (commonly known as a "data subject access request"). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data's accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
By using this website you agree that Innovation Finance Limited may use Cookies to improve your experience when using our website.
Cookies
This Website, in common with many others, uses Cookies.
What are they?
Cookies are text files that can be placed and stored on your computer’s hard drive by the Website owner / web server when you visit a website. Cookies enable users to navigate around websites, record which areas have been visited and for how long to help the browsing experience. Where appropriate they also enable us to tailor the website’s content to fit the needs of visitors who have accessed the Website in the past. You can find more information about cookies at: www.allaboutcookies.org and www.youronlinechoices.eu For a video about cookies visit www.google.co.uk/goodtoknow/data-on-the-web/cookies
Why do we use cookies?
We use Cookies:
Can you opt out from permitting cookies?
Yes, users have the opportunity to set their devices to accept all cookies, to notify them when a cookie is issued, or not to receive Cookies at any time. The last of these means that certain personalised services cannot then be provided to that user and accordingly you may not be able to take full advantage of all of the features or services available on our site. The Help function within your browser should tell you how. Alternatively, for more information about how to block cookies and/or delete them, please visit www.allaboutcookies.org